Smarter offers. Stronger offers.
Winning offers.
Nobody gets paid on the transactions that don't close. This cohort trains you to use financing strategy as a competitive weapon, so your clients win the house and move in.
Only a lack of diligence.
When a Seller says Yes to your client,
they are saying No to everybody else.
The best agents don't just find the house. They engineer the win.
Six Tuesdays. No fluff. Everything applies to your very next deal.
Walk In 75% Done
A Rock Solid Preapproval tackles three of the 4 C's before your client ever sees the house. That changes both the emotional and the competitive game.
Speak Money Fluently
Every $10,000 in contract price is about $70 a month. Learn the payment math and reframes that turn gulp-inducing decisions into clear-headed ones.
Close Fast, Close Sure
Loan commitments in single-digit calendar days, not 30. No Buyer or Seller has ever complained that a loan was approved too quickly.
Six weeks.
Every lever that wins a deal.
Live cohort sessions every Tuesday, 12:05pm to 12:55pm CST.
Under an hour, taught from the front lines of lending,
with a couple minutes to spare before your 1pm meeting.
The Rock Solid Preapproval
Help your client take a shower, financially.
- The 4 C's: Character, Capacity, Capital, Collateral
- Why a real preapproval means walking in 75% done
- The emotional edge and the competitive edge
- Buying for who your client will become, not just who they are today
- The ceiling and the floor: show the maximum, then step back
Appraisal, Demystified
Stop negotiating over pretend prices.
- Contingencies as the pre-nup: off-ramps, not obligations
- When and why to waive the appraisal contingency
- Appraisal waivers: save about $600 and remove the human element
- What everybody gets wrong about low appraisals and loan amounts
- Why a below-contract appraisal rarely costs your buyer a dollar
The Financing Contingency & the Cash-Offer Myth
Showing strength vs. being strong.
- What the financing contingency does and does not obligate
- Show 20% down without being required to bring it
- Why there is no such thing as a cash offer, and how to compete with one
- Earnest money and proof-of-funds plays that reveal the other side
- Loan commitment in single-digit days, and the price-to-payment reframe
Inspection: Dollars & Timeline
Not a list of sins. A list of dollars and a timeline.
- Every home has a honey-do list; quantify it instead of fearing it
- The filter: whose money fixes it, and when
- Seller-credit language that sails through underwriting
- Using the mortgage itself as the smartest repair money
- Escrow holdback myths, and inspection vs. appraisal
Capstone: Situations = Solutions
Every situation has a financing solution.
- Selling to family at a discount: Gift of Equity
- Rentals: DSCR loans. Retired: asset depletion and IRA income
- Self-employed: NQM and 1099 income. New job soon: future income
- Need a bigger house: bridge loans. First-time buyers: cosigners
- Divorce: up to 95% with a buyout agreement, plus live stories from the preceding weeks
Rock Solid Certified
Finish the cohort. Carry the badge.
- Complete all six sessions to become a Rock Solid Certified Agent
- Write offers with financing strategy built in from day one
- A direct line to lending answers for every deal you work
Straight talk from
the front lines of lending.
Writing an offer is like going on a blind date. Help your client show up clean, pressed, and ready. Financially.
A $30,000-over-list decision is a $210-a-month decision. Say it in reverse and under-bidding gets expensive fast.
Nobody wants a mortgage. They want the place where they'll live out the story they've told themselves a thousand times.
Eight cohorts through 2027.
Tuesdays, six weeks each.
All sessions run 12:05pm to 12:55pm CST.
In and out in under an hour,
with a couple minutes to spare before your 1pm.
Seats are limited per cohort so every agent gets real deal-level attention.
Claim your seat in Cohort 1.
Tell us who you are and where you sell.
We will follow up with everything you need
to join the September 15 cohort.